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The Mortgage Guarantee Scheme in Cambridge is a government-backed initiative designed to help homebuyers with smaller deposits get on the property ladder.
By supporting lenders, the scheme makes it easier to secure a mortgage with as little as a 5-9% deposit, opening up opportunities for first time buyers and those looking to move home.
This scheme encourages lenders to offer low-deposit mortgages in Cambridge by providing a government guarantee.
If you meet the criteria, you can access mortgage deals with only 5-9% deposit, while the lender benefits from added security.
This makes it an attractive option for those struggling to save a large deposit in Cambridge’s competitive property market.
To qualify for the scheme, the property must be valued at £600,000 or less and purchased as your primary residence.
Buy to let and second homes are not eligible. Additionally, you’ll need a credit-worthy profile to meet the lender’s affordability checks.
Working with a mortgage broker in Cambridge like us can help you navigate these requirements.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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4.83 Rating6 Reviews
Angela
Very helpful and very friendly would highly recommend very happy with the service
Angela
I found Cambridge money man so helpful would recommend highly and so friendly
Jessica
Very responsive even in late evenings! Answered all of the questions that I had, explained the whole process through out and made the house buying process so much easier!
Anonymous
Great service, very efficient.
Anonymous
Helen was lovely to chat with, she booked me in for an appointment with a broker within minutes of me sending an email enquiry on a Sunday and explained everything about the process really well.
Steven
Great service. Would definitely recommend to people struggling to get a mortgage. Cambridgemoneyman, a huge thank you from us
Eamonn
Spoke to several Mortgage Brokers about my situation and having talked to Malcolm, he fully understood my views and gave me his honest opinion. A very professional, friendly, and efficient service that enabled us to the most suitable mortgage on the...
Bailey
Massive thank you to Malcolm and the team at Cambridgemoneyman. We were very impressed with the level of service we received. As first time buyers, we were thrilled with the mortgage rate that got recommended for our circumstances, and we will...
Book a free initial appointment with one of our experienced mortgage advisor in Cambridge to discuss your goals and explore options under the Mortgage Guarantee Scheme.
We’ll search through thousands of mortgage products to find the most suitable deal that meets the scheme’s criteria and aligns with your financial situation.
Your dedicated mortgage broker in Cambridge will handle your application, ensuring all paperwork is completed accurately and submitted on time.
We’ll keep you updated at every stage, from application approval to securing your new home, making the process stress-free and straightforward.
We offer a no-obligation mortgage appointment, giving you personalised advice on the Mortgage Guarantee Scheme in Cambridge.
With access to thousands of mortgage options, we’ll find the most suitable deal that suits your needs and meets the scheme’s requirements.
From your first enquiry to completion, our expert mortgage advisors in Cambridge provide friendly, professional support every step of the way.
Our team is available 7 days a week, ensuring you can get the mortgage advice you need at a time that works for you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Cambridgemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Cambridgemoneyman 2009–2026
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Cambridgemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Cambridgemoneyman 2009–2026
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