Burger Menu

Fast & Friendly Mortgage Advice in Cambridge

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Cambridge - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

For your FREE mortgage consultation call 01223 653832 or Book an appointment online.

Book Online

For your FREE mortgage consultation call 01223 653832 or Book an appointment online.

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Cambridge - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Cambridge | Mortgage Advice in Cambridge

Welcome to Cambridgemoneyman, online home of open & honest Mortgage Advice in Cambridge. Within our Mortgage Broker in Cambridge, we have an expansive, skilled, and knowledgeable team of efficient Mortgage Administrators and Advisors in Cambridge. That is ready and waiting to help you with all your mortgage needs and queries and offer you the most efficient Mortgage Advice in Cambridge.

 

Customers are the heart of our company, and it is our sole aim as a Mortgage Broker in Cambridge to make the mortgage process as straightforward as possible. It is getting you a deal tailored to your circumstances that allows us to provide the best Mortgage Advice in Cambridge along the way that you deserve.

How can we help you? | Mortgage Advisor in Cambridge

Our Mortgage Advisors in Cambridge work with a large variety of mortgage lenders who offer many products, so that you can end up with the perfect one for your situation. Once you approach our Mortgage Broker in Cambridge and have a chat with us, we’ll have gotten to know you a little better, and hopefully, you will walk away knowing that you’ve been provided with some expert Mortgage Advice in Cambridge. We will search our system and find the perfect Mortgage for you.

 

We feel that the advantage of being a smaller and friendly Mortgage Broker in Cambridge, is that we’re able to add the personal touch to all that we do for you. We are here to put your mind at ease and answer any questions you may have.

How our process works | Mortgage Broker in Cambridge

As your friendly and honest Mortgage Broker in Cambridge, we make sure your Mortgage Advisors in Cambridge will be by your side throughout your home buying or remortgaging process. You will find that our service at our Mortgage Broker in Cambridge is incredibly adaptable and flexible, so we will always work with you to find the best time for our discussions.

 

Carrying out your mortgage consultation after work is never a problem, and we can be available until 10 pm if necessary. Rest assured when receiving professional open & honest Mortgage Advice in Cambridge when you take part in one of our free mortgage consultations.

What does a Mortgage Broker in Cambridge do?

The bank can only offer you a product from their lender. In contrast, our team of honest Mortgage Advisors in Cambridge has a wide variety of options for you to choose from making us an excellent choice as a Mortgage Broker in Cambridge!

We would be happy to have a chat!

Some of the lenders we work with offer specialist mortgage products, all with varying criteria. Due to our many years of experience of providing top quality Mortgage Advice in Cambridge, we can tailor our service to a customer’s needs even if you require Specialist Mortgage Advice in Cambridge.

 

Do not feel that you need to fret if your situation is more complicated than your average day-to-day mortgage problem. Our Mortgage Advisors in Cambridge will do our very best to make it work for you. We may be able to find a specialised product that will suit your circumstances and offer you suitable Specialist Mortgage Advice in Cambridge.

 

We think it’s a good idea to get ahead of the process by speaking to an expert Mortgage Advisor in Cambridge. Our team can assist you with such things as budget ideas, and arranging your Mortgage Agreement in Principle, of which we can often offer on the day. In any case, this helps you in preparation for any offers you make.

 

If you are interested in working out what your monthly repayments may be, you may like our Mortgage Calculators Page. Although only an estimation, it is a useful tool for anyone who would like an idea of what they could be paying back for their Mortgage.

Mortgage advice in Cambridge – Options:

First Time Buyer Mortgage Advice Cambridge

Our Mortgage Advisors in Cambridge are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Cambridge

Simply, wanting Mortgage Advice in Cambridge, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Cambridge

Seeking a better mortgage deal by using our Mortgage Broker in Cambridge, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

Mortgage Lenders 001
Mortgage Lenders 002
Mortgage Lenders 003
Mortgage Lenders 004
Mortgage Lenders 005
Mortgage Lenders 006

Common mortgage questions

Firstly, you need to fill out our Fact Find to get an idea of your current personal and financial situation. Next, our team will pass over this information to your dedicated Mortgage Advisor in Cambridge, and they will keep in touch to schedule your free mortgage consultation. You will get asked a series of questions to help build up a profile; this will help them pick out a mortgage deal tailored to you.

Secondly, once the consultation is over, a credit check will carry out, and this will help you obtain an Agreement in Principle. Granted, if you are okay with everything and happy to proceed, we will then ask for some documentation to help strengthen your application.

Lastly, with your Agreement in Principle, submitted evidential documentation and a comprehensive mortgage offer that you’re happy to continue with, you can move onto the last stage – mortgage application submission!

The time scale can alter depending on the Lender but on average, an Agreement in Principle will likely last around 30-90 days.

If you’re Agreement in Principle expire, worry not. It’s an easy process to renew. Speak to one of our Mortgage Advisors in Cambridge or your current Lender to arrange a renewal of your Agreement in Principle.

You sure can! If you are wondering why someone might want a second mortgage, here are some popular situations:

???? Debt Consolidation
???? Home Improvements
???? Buy to Let
???? For a second home/holiday home

If you are looking for a second mortgage, contact our mortgage team in Cambridge today, and see how they can help you.

It may be harder for you to obtain a mortgage with past credit problems, but not impossible depending on circumstances. You may get asked to put down a larger deposit, which will vary depending on your lender.

If you are suffering from bad credit, give us a call, and our advisors will be more than happy to try and help. We have a wide variety of specialist mortgage lenders who may have the perfect mortgage deal for your financial situation.

Yes, the good news is it is possible to obtain a mortgage as a self-employed worker depending on circumstances. First. You need to produce at least one year’s accounts.

To work out the maximum mortgage amount you can borrow, Lenders will use your salary + divided, whereas others might go off your net profit.

Whether you’re applying for a mortgage or looking to remortgage, there are a few documents lenders will always want to see during the process. You will get asked to provide some evidential documents to back up your mortgage application. For example, you’ll need things like ID, bank statements, payslips.

Don’t worry if you forget any of these documents listed; your assigned Mortgage Advisor in Cambridge will run through all of this with you, so nothing gets missed.

Your free mortgage consultation in Cambridge can take approximately an hour; within the hour, we take an in-depth look into your personal and financial situation.

Once your consultation gets concluded, we will try to turn around an Agreement in Principle within 24-hours. An Agreement in Principle is essential when making an offer on a property, as estate agents and sellers often accept those who already have an AIP than those who haven’t.

The final step is to submit your mortgage application and wait for a formal mortgage offer. Usually, this will take about 2 -4 weeks – provided the process goes smoothly, and your application is relatively straightforward.

Our Mortgage Advisors in Cambridge job is to gather personal, financial and financial mortgage situation information from you during your free mortgage consultation because they need to build an in-depth understanding of your mortgage needs to try and find you the most suitable mortgage.

Once your consultation is complete, your Mortgage Advisor in Cambridge will begin searching for mortgage products on your behalf to match your personal and financial situation, saving you time and money.

We recommend you get an Agreement in principle before viewing any houses in Cambridge. Doing so may increase your chance of your offer getting accepted and will put yourself in front of other buyers who don’t have an Agreement in Principle in place.

The deposit all depends on certain factors. For example, depending on your credit history and the lender you are using, they might only require a 5% deposit of the property price.

Other factors come into play, such as if you fall into the lower credit score bracket, you may expect to put down a 10-15% deposit.

Cambridgemoneyman.com & Cambridgemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Cambridgemoneyman

Cambridgemoneyman, Nine Hills Road, Cambridge, CB2 1GE.

Moneyman Logo







Moneyman Logo




Moneyman Logo

Ask Your Question





    Moneyman Logo

    Moneyman Logo







    Moneyman Logo

    Book your Free Consultation

    7 Days 8am - 10pm

    Moneyman Logo

    Moneyman Logo