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Moving Home Mortgage Advice in Cambridge

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Cambridge

Planning your next home move? Let our expert mortgage advisors in Cambridge help you navigate the home-buying process with ease.

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We take the stress away from moving home in Cambridge.

The process of moving home can be known to be quite a stressful one. The overall challenge you need to overcome if you are moving home is finding a buyer for your property whilst searching for your own, which can be the main reasoning for this perception. Along with this, you need to undergo all the legal arrangements and your mortgages – it can be a real nightmare!

As a mortgage broker in Cambridge, we strive in helping you reduce that stress, especially with the mortgage finances. Our team will work hard in taking the weight of your mortgage off your shoulders by handling the mortgage side of the process whilst a solicitor will handle the legal aspects.

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Moving Home Mortgage Advice in Cambridge

Mortgages for people who are moving home in Cambridge.

The overall aim of your mortgage journey is for our team to find you a mortgage deal that fits your circumstances which they do by searching through 1000’s mortgage products. Here at Cambridgemoneyman, we offer all new/existing customers a free no-obligation mortgage appointment where they can speak to an expert mortgage advisor in Cambridge and begin their home moving journey. If you are looking to move home in Cambridge, please don’t hesitate to contact us.

Need an Agreement in Principle?

When you have had your Free Mortgage Consultation, your dedicated advisor will search through 1000’s deals to find you the one appropriate for your circumstance.

As soon as you have agreed to the recommendation, we will then get started on obtaining your agreement in principle. Having a mortgage agreement in principle with you (AIP) can help you back up any offers you would like to put forward and can show the seller that you are in a serious position to proceed.

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FAQs for Home Movers in Cambridge

Can I move my current mortgage to a new property in Cambridge?

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Yes, it is possible to transfer your current mortgage to a new property in Cambridge. This process is called porting a mortgage.

However, it is subject to the lender’s approval and conditions, such as the new property meeting their lending criteria. It is best to speak with yourmortgage advisor in Cambridge to see if they offer this option and if your mortgage is eligible for porting.

What are the costs when moving home in Cambridge?

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The costs when moving home in Cambridge, include estate agent fees (if using an estate agent to sell your property), conveyancing fees for a solicitor or conveyancer to handle the legal transfer of the property, survey fees for a surveyor to inspect the new property, removals costs for moving your belongings, and any stamp duty or taxes due on the purchase of the new property.

It’s advisable to budget for unexpected expenses as well, such as repairs or upgrades needed for the new property.

What happens if I buy a property and want to move home in Cambridge?

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Your legal representative, usually a solicitor or conveyancer, handles the transfer of the property and ensures that any outstanding mortgage on the property being sold is paid.

The actual repayment of the mortgage is typically done by the lender. The proceeds from the sale of the property are usually used to pay off the outstanding mortgage balance, as well as other related expenses such as estate agent fees, conveyancing fees, and stamp duty.

It is important to note that the specific process of paying off a mortgage and selling a property can vary, so it is advisable to consult with your lender and legal representative for more information.

Can you pay a mortgage off early in Cambridge?

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Yes, it is possible to pay a mortgage off early. This is known as making overpayments or paying a lump sum towards the mortgage balance. Depending on the terms of your mortgage, there may be early repayment charges or penalties for paying off the mortgage early.

It’s important to check with your lender to see if they charge such fees and how they would be calculated. Additionally, making overpayments can reduce the amount of interest you pay over the life of the mortgage and help you become mortgage-free sooner.

However, it’s important to weigh the benefits against the potential penalties and to ensure that you have sufficient funds for other financial priorities before making the decision to pay off your mortgage early.

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Our Simple Mortgage Process

Free 30 Minute Home Movers Reviews

Step 1

To connect with a well-informed mortgage broker in Cambridge, book your free mortgage appointment.

During your consultation, your personal mortgage advisor in Cambridge will gather details about your income and expenses to determine your maximum affordability.

This information will help our team understand your current situation and what you hope to achieve.

We Can Search 1000’s of Mortgage Deals

Step 2

Once your mortgage advisor in Cambridge has all the necessary information, they will use it to search through 1000's of mortgage products and find the one that best fits your needs.

Additionally, our team will help you secure a mortgage agreement in principle, which can be a valuable tool when negotiating and making offers during the home buying process.

Submit Your Mortgage Application

Step 3

After your offer has been accepted, your mortgage advisor in Cambridge will submit your complete mortgage application and supporting documentation to the lender.

Your dedicated case manager will keep you informed at every stage of the process, right up until you receive your mortgage offer and complete both the purchase and sale of your home.

Protecting You and Your Mortgage

Step 4

Our services extend beyond simply finding you the best mortgage deal. We will also offer insurance recommendations that align with your individual needs, to help ensure you and your loved ones are properly protected.

When it's time for your mortgage to renew, our team will reach out to you to make sure you're always on the most favorable deal.

Reasons to Choose Us

Free Home Movers Review

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When you get in touch with our team, you will be offered a free no-obligation home movers review. Within this review, we will look into what mortgage goals you are looking to achieve and look at if it fits within your affordability. Furthermore, we will review both your monthly payments and the maximum borrowing capacity.

1000s of Deals

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After your home movers review and your dedicated advisor has taken in some details, it’s then time to find you the perfect deal for your situation. Your Mortgage Advisor in Cambridge will then search through 1000’s of mortgage deals to find the best deal for you.

If you are looking to begin your moving home journey, get in touch with our team today. We look forward to hearing from you!

Our Service

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Here at Cambridgemoneyman, our team of expert Mortgage Advisors in Cambridge can explore your mortgage options if you are looking to move home. They will be there to provide a helping handing from your initial contact all the way through completion.

We have helped many customers take that next step on the property for over 20 years which means there is rarely a situation we haven’t come across before.

As soon as you have agreed with a recommendation, the next step is to begin looking at getting your mortgage agreement in principle sorted. Having this with you will help you with backing up any offers you would like to make.

7 days a Week

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After you have found your new home in Cambridge and have had your offer accepted, it’s then the time for your full mortgage application to be processed by our team which we can help you with throughout the full process.

Here at Cambridgemoneyman, we strive in providing a service that goes beyond the mortgage. Our team can help with the range of surveys on offer to you and will help get you conveyancing solicitor quotes.

Along with your mortgage recommendation, your dedicated advisors will point out insurances that would be suitable for you to help cover your mortgage in any unexpected circumstances.

Malcolm and Amy Davidson - Mortgage Advice in Cambridge

We Search 1000s of Moving Home Mortgages in Cambridge

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Scenarios

How can a mortgage broker in Cambridge help me?

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Over the years, our team of knowledgable Mortgage Advisors have helped a plethora of customers successfully complete the mortgage journey with their circumstances varying from relocating in Cambridge to wanting to move within the city.

How Much You Can Borrow & The Costs

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Our team usually get contacted by home movers at the start of the process for mortgage advice in Cambridge. The general reasoning for this is that they are wanting to know the amount they might be able to borrow, the interest rates as well as how much their monthly repayments would be.

Your Offer on a New Home Has Been Accepted

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Congratulations, you have had your offer accepted on your new home in Cambridge! It is now time to get in touch with your dedicated mortgage advisor in Cambridge to begin completing your full mortgage application. As well as this, we can help with the types of property and recommend a conveyancing solicitor.

Having Trouble with the Bank

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Many of our customers have got in touch with Cambridgemoneyman after being declined by a Bank or Building Society. This could be for a number of reasons like you didn’t meet their credit scoring criteria, or the amount they were willing to lend wasn’t enough for you. Either way, it can be very beneficial to get in touch with a mortgage broker in Cambridge like us who can explore specialist lenders.

Our team work with a variety of lenders who provide specialist products with the purpose of providing options to clients with previous credit issues. As mentioned, this all depends on your financial situation and your credit file. The good news is our mortgage advisors in Cambridge have detailed insight of these products and their credit so will be able to help you find the right product for you.

The scenarios we have mentioned above are the most common ones we have encountered. Therefore, please don’t hesitate to get in contact if you feel your situation doesn’t match any of the above. Our experience has given us the opportunity to deal with a variety of situations so there is a high chance that we have dealt with a situation similar to yours before and would love to help.

Mortgage Guides & Cambridgemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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