Moving Home Mortgage Advice in Cambridge
Over the years, our team of knowledgable Mortgage Advisors have helped a plethora of customers successfully complete the mortgage journey with their circumstances varying from relocating in Cambridge to wanting to move within the city.
From this, we have encountered a variety of moving home scenarios with the most common being shown below,
How Much You Can Borrow & The Costs
Our team usually get contacted by home movers at the start of the process for Mortgage Advice in Cambridge. The general reasoning for this is that they are wanting to know the amount they might be able to borrow, the interest rates as well as how much their monthly repayments would be.
Need an Agreement in Principle
When you have had your Free Mortgage Consultation, your dedicated advisor will search through 1000’s deals to find you the one appropriate for your circumstance. As soon as you have agreed to the recommendation, we will then get started on obtaining your agreement in principle. Having a mortgage agreement in principle with you (AIP) can help you back up any offers you would like to put forward and can show the seller that you are in a serious position to proceed.
Your Offer on a New Home Has Been Accepted
Congratulations, you have had your offer accepted on your new home in Cambridge! It is now time to get in touch with your dedicated Mortgage Advisor to begin completing your full mortgage application. As well as this, we can help with the types of property and recommend a conveyancing solicitor.
Having Trouble with the Bank
Many of our customers have got in touch with Cambridgemoneyman after being declined by a Bank or Building Society. This could be for a number of reasons like you didn’t meet their credit scoring criteria, or the amount they were willing to lend wasn’t enough for you. Either way, it can be very beneficial to get in touch with a Mortgage Broker like us who can explore specialist lenders.
Our team work with a variety of lenders who provide specialist products with the purpose of providing options to clients with previous credit issues. As mentioned, this all depends on your financial situation and your credit file. The good news is our Mortgage Advisors have detailed insight of these products and their credit so will be able to help you find the right product for you.
The scenarios we have mentioned above are the most common ones we have encountered. Therefore, please don’t hesitate to get in contact if you feel your situation doesn’t match any of the above. Our experience has given us the opportunity to deal with a variety of situations so there is a high chance that we have dealt with a situation similar to yours before and would love to help.
Why choose Cambridgemoneyman as your Moving Home Mortgage Broker?
Here at Cambridgemoneyman, our team of expert Mortgage Advisors in Cambridge can explore your mortgage options if you are looking to move home. They will be there to provide a helping handing from your initial contact all the way through completion.
We have helped many customers take that next step on the property for over 20 years which means there is rarely a situation we haven’t come across before.
When you get in touch with our team, you will be offered a free no-obligation home movers review. Within this review, we will look into what mortgage goals you are looking to achieve and look at if it fits within your affordability. Furthermore, we will review both your monthly payments and the maximum borrowing capacity.
After your home movers review and your dedicated advisor has taken in some details, it’s then time to find you the perfect deal for your situation. Your Mortgage Advisor in Cambridge will then search through 1000’s of mortgage deals to find the best deal for you.
As soon as you have agreed with a recommendation, the next step is to begin looking at getting your mortgage agreement in principle sorted. Having this with you will help you with backing up any offers you would like to make.
After you have found your new home in Cambridge and have had your offer accepted, it’s then the time for your full mortgage application to be processed by our team which we can help you with throughout the full process.
Here at Cambridgemoneyman, we strive in providing a service that goes beyond the mortgage. Our team can help with the range of surveys on offer to you and will help get you conveyancing solicitor quotes. Alon with your mortgage recommendation, your dedicated advisors will point out insurances that would be suitable for you to help cover your mortgage in any unexpected circumstances.
If you are looking to begin your moving home journey, get in touch with our team today. We look forward to hearing from you!