Common First Time Buyer Mortgage Scenarios in Cambridge
We have gone through many similar and reoccurring mortgage scenarios when helping thousands of first time buyers achieve their mortgage goals. In a number of cases, our team have encountered a difficult mortgage case that they may have not dealt with before, however, this doesn’t stop us from solving any problems that may come with it.
Below are some mortgage scenarios that are common to find through our experience as a Mortgage Broker in Cambridge.
How much can you borrow for a mortgage in Cambridge?
Our affordability calculator can provide a rough estimate on the amount you can borrow otherwise you can get in contact with one of our Mortgage Advisors in Cambridge. Either way, both options will provide you with a rough estimate if you are finding it difficult to determine the amount you want to borrow.
The amount you can borrow can vary depending on some factors like your income and earnings. Therefore, we will undergo a free affordability assessment on you so our team can provide you with a more accurate figure.
Ready to make an on a property?
If you have found a property that you would like to make an offer on, it is then time to start arranging the mortgage part of the process. As soon as you are looking to start this, you can book yourself in for a mortgage appointment online with a Mortgage Advisor in Cambridge.
Sometimes, we will have appointments on offer for the same day, giving you the chance to get in touch with an expert straight away!
Has your offer already been accepted?
If you have had an offer accepted, this means you need to get your mortgage process started immediately!
A Mortgage Broker in Cambridge can help prepare your mortgage application and can often speed up the mortgage process. With 20 years in the industry, we are experts in what we do.
Looking for an agreement in principle ahead of your mortgage?
Having a AIP to hand is key for your mortgage journey. This is because it can be helpful through many stages of the process. An agreement in principle is an indicator to the seller that you want to pursue straight away. To support your application, you will be required to provide evidential documents which is something our team can help you with.
Struggling to get accepted for a mortgage?
Obtaining some guidance and support from a mortgage expert can be beneficial if you are finding the mortgage journey difficult.
If you are finding the mortgage journey a challenge, don’t hesitate to get in touch! A Mortgage Broker in Cambridge can provide a helping hand throughout the process.
Why choose us to help buy your first home in Cambridge?
With rich knowledge and extensive experience, our Mortgage Advisors in Cambridge have a reputation of successfully helping a lot of first time buyers fulfil their home owning dreams by kickstarting their mortgage journey.
Here at Cambridgemoneyman, we understand that everyone’s day to day lives are different which is why our team of expert Mortgage Advisors are available 7 days a week, from early until late at night so you can get in touch with us when you are free to do so.
All our new/existing customers are offered a free initial mortgage appointment that can be carried out on the telephone or through a Microsoft Teams video call.
If you feel your situation is too complex, however, using our experience over the past couple of decades we are able to deal with a variety of mortgage situations. Therefore, there is a high chance that we have dealt with your situation before.
We understand obtaining a mortgage isn’t always straightforward so our team are available to answer any queries you may have. Our team always provide a tailor-like service to you, our customer, so we can help you with your personal and financial situation.
As a First Time Buyer in Cambridge, it’s important that the deal you are on is the one that is appropriate for your circumstance. That is why our team search through 1000s of mortgage deals to find the one best for you. Supporting you through the process us important to us as it’s not just about finding the right mortgage for you, it’s about the journey towards that goal.
Our team strive in making the mortgage process as smooth and straightforward as possible. Through the full process, your allocated case handler will keep you up to date explaining everything that is going on keeping technical jargon to a minimum.
Contact our team to get yourself booked for your free mortgage appointment with one of our expert advisors today.