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Remortgage Advice in Cambridge

Get Your Free Remortgage Consultation 7 Days a Week

01223 653832

Let us Find you the Perfect Remortgage!

The world of Remortgages can go a lot quicker with a professional Mortgage Advice Team on your side. Our Mortgage Advisors in Cambridge are here for you throughout the whole Remortgage Process and overcome any potential new hurdles. We will support you from your initial enquiry right through until the beginning of your new mortgage deal.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 007

Experienced Mortgage Broker in Cambridge

Whether you are looking to release equity, get better rates, find a more appropriate deal or more, we will always do our best to make sure the process goes quickly and smoothly for you. Here are some popular Remortgage scenarios:

  • You are looking a getting a new fixed-rate mortgage after your last one has come to an end.
  • There is equity in the property that you would like to release for future home improvements.
  • You are looking at consolidating unsecured debts.
  • You need to add or remove a name from the mortgage
  • You want a more flexible mortgage for things like overpayments.
  • You would like to transition from your interest-only mortgage to a full repayment.

 

Contact us today to book your free remortgage consultation in Cambridge & see how we may be able to help.

Why choose Cambridgemoneyman for my Remortgage?

  • Free no-obligation remortgage consultation for all of our customers.
  • Our team are very experienced and friendly, ready to help when you need them.
  • We have expert Mortgage Advisors in Cambridge here 8am – 10pm to answer all of your remortgage needs. It will never be a problem finding someone to talk to and all our appointment times work around you.
  • We can search 1000’s of remortgages to find you the best deal for your personal circumstances.

We are here to help you. Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

Your chances of saving money go up if you are on your lenders SVR (Standard Variable Rate of Interest). We will compare the new products available against your current mortgage deal, in order to work out these savings for you. If you have equity in your property, a remortgage would also allow you to release some of this money if required. Usually, this is used for things like home improvements.

You can remortgage and increase the size of your mortgage to pay off any unsecured debts you may have. Please do not rush into this though as there are some downsides. We recommend that customers always seek Mortgage Advice in Cambridge before consolidating debts!

Your initial free remortgage consultation in Cambridge will last around 1 hour. We will then compare a new deal vs your current product and recommend the most appropriate one, with no obligation to you. You can then decide whether you wish to go ahead with the mortgage or take a step back.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Cambridge will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As your dedicated Mortgage Broker in Cambridge, we will gather some information about you and your personal circumstances by carrying out a Fact Find. The next step would be looking to obtain an Agreement in Principle which can be granted after a credit check. Once your Mortgage Advisor in Cambridge has gathered all the appropriate information, and a valuation of the property has been undertaken, a formal mortgage offer can then be issued.

If you are interested in things such as debt consolidation or home improvements, then you may be eligible for a second mortgage. Second mortgages may also be relevant if you are hoping to use it for yourself, a family member, a holiday home, or a Buy to Let mortgage.

If you have a poor credit history you may still be able to obtain a mortgage, but this will often require a higher deposit than you would normally need, sometimes around 15% of the property purchase price.

For an employee to prove income you would need the last 3 payslips and if you are Self Employed you will need the last 2 years of accounts. You will also need to provide us with proof of ID, address, and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Cambridgemoneyman.com & Cambridgemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Cambridgemoneyman

Cambridgemoneyman, Nine Hills Road, Cambridge, CB2 1GE.

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