Have you ever considered starting your mortgage journey over the Christmas period? Christmastime is becoming the best time of year to begin surfing properties; and this is all down to the new year rush.
As a Mortgage Broker in Cambridge, we see an influx of mortgage applications every single January.
So, what we advise is to get prepared and start the race ahead of everyone else, it may put you in front of other competitors trying to snatch up the same home as you.
The property market is always at its busiest during January, as everyone wants that “new year, new home” feeling. This means that in December, there are a lot more mortgage opportunities about for you to take advantage of. There are less people in the market as they are more focused on Christmas and are saving their mortgage application until January.
As a friendly and professional Mortgage Broker in Cambridge, we are very understanding, and we know that Christmas can be a stressful time of year… this is where we come in!
Cambridgemoneyman is a Mortgage Broker in Cambridge that will sort out your application for you and get everything in place so that the process is stress-free! Getting in touch and claiming your free mortgage consultation could potentially put you in front of thousands of other applicants in Cambridge.
You should consider that if you were planning to start your First Time Buyer mortgage journey in January, if you were to start in December instead, the process will still span into next year, it just gets you ahead of the game.
If you approach a Mortgage Broker like us for Mortgage Advice in Cambridge, our team will look after you from start to finish and provide full support and guidance during every step you take.
The process may also be a lot faster than it you were to start it in January; having a Mortgage Advisor in Cambridge by your side nice and early on could prove extremely beneficial.
If you are planning on Moving Home in Cambridge, we would still recommend sorting out the arrangements of selling your home in December.
This would lead to you having everything organised so that in January you will have your home photos finalised, your preferred estate agent chosen and a signed agency agreement – which are all key components to selling your home. We will help you with all of this by the way!
Now that all these things are sorted, you can now begin searching for a home between Christmas and new year straight away.
If you are lucky enough to receive a gifted deposit from a family member or friend for Christmas, you should get on with your application as soon as possible. From Christmas to the new year. You still have a week to get your application started and get ahead of the game.
As a Mortgage Broker in Cambridge seeing an increase in gifted deposit mortgages. We would expect that this Christmas they are going to be more popular than ever!
With house prices rising, there are also more hardships involved for people who are currently searching the property market whereas gifted deposits can help ease the stress of financial worries, specifically the deposit.
Therefore, people tend to get help from their family so they can take that first step onto the property ladder.
Now that you know that Christmastime could be the best time to start your mortgage application. You will receive full help and guidance from an expert Mortgage Advisor in Cambridge.
Are you considering approaching a Mortgage Broker in Cambridge? In Cambridge, we offer a free mortgage consultation to every single customer, no matter their mortgage situation.
So, don’t hesitate to get in touch with your expert Mortgage Broker in Cambridge this Christmas. We cannot wait to hear from you!